Federal Health Professions

Loans for Disadvantaged Students (LDS)

The Loans for Disadvantaged Students program provides long-term, low-interest rate loans to full-time, financially needy students from disadvantaged backgrounds, to pursue a degree in allopathic medicine, 整骨疗法的医学, 牙科, 验光, 足病医学, pharmacy or veterinary medicine.

初级医疗贷款(PCL)

The Primary Care Loan program provides long-term, low interest rate loans to full-time, financially needy students to pursue a degree in allopathic or 整骨疗法的医学. Loans to third and fourth year students may be increased to repay outstanding balances on other loans taken out while in attendance at that school.

医疗 students receiving a Primary Care Loan must agree to:

• Enter and complete residency training in primary care within four years after graduation.
• Practice in primary care for the life of the loan.

If you are interested in obtaining a PCL or LDS, please contact the bet8九州登录入口 Heritage College of Osteopathic Medicine (OU-HCOM) for qualification requirements.

贷款服务机构

It is the borrower’s responsibility to update their Federal Health Professions (LDS or PCL) contact information with bet8九州登录入口’s loan servicer:

ECSI
1200 Cherrington Parkway, Suite 200
Moon Township, PA 15108
1.888.549.3274

ECSI provides web-based access to your loan account which allows you to view payment history, update address and phone information, 核实账户余额, obtain loan payoff amounts, sign-up for electronic billing, 然后付款. ECSI provides payment options such as recurring electronic funds transfer and credit card payments (additional fee applies to credit card payments; no additional fee for most eCheck payments). 你可以 view your loan account status 在线. For questions regarding login, please contact ECSI at 1.888.549.3274.

ECSI will bill each loan in accordance with the terms of the signed promissory note and repayment schedule presented during the exit interview counseling. In the case of multiple loan accounts, you may receive a consolidated statement. Monthly billing starts following the expiration of the initial 12-month grace period with payment due in the thirteenth month.

The Consequences of Default

• bet8九州登录入口 is required, 根据联邦法规, to report the status of the Loans for Disadvantaged Students and Primary Care Loans to at least one of the three national credit bureaus. If your loan becomes past due, your credit rating can be adversely affected.
• You may not utilize the deferment provisions of each loan program while your loan is in default.
• You are ineligible to receive additional Federal financial aid while in default.
• If your loan payment becomes seriously past due, your loan may be accelerated, which means the entire loan becomes due and payable immediately. Accelerated loans will be forwarded to the Ohio Attorney General’s office for further collection proceedings. All associated collection costs are your responsibility and will increase your outstanding balance due.

  Attorney General of Ohio
  集合执行
  30 E. 广泛的圣.14楼
  哥伦布，俄亥俄州43215
  1.888.665.5440

征收费用

The Ohio Attorney General and/or their collection agencies will assess collection fees and interest to the account holder. The Ohio Attorney General reserves the right to employ legal counsel to handle litigation necessary to collect the debt. If litigation is filed, all costs associated with the litigation may be passed to the account holder. The Ohio Attorney General and his designees will at all times act in compliance with the provisions of the “Fair Debt Collection Practices Act” and any applicable Ohio statues.